|
Click to bookmark
 What Exactly IS a FICO Score?
Lenders depend on them every
day, but do you know what it is about a FICO score that really matters?
What Does a FICO SCORE Consist Of?
35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit
How Do I IMPROVE My Credit Score?
You have a few bad marks on
your credit report? Here are some tips on how to help improve your FICO score.
What If I Had to File For Bankruptcy?
Bankruptcy on your credit report? Here are some tips on how to
help improve your FICO score
and get back on your feet after a bankruptcy.
The Benefits of a FICO Score
So, you think FICO scores are
only a problem one has to deal
with when applying for loans?
There are many benefits to FICO scores that you should know of.
What a FICO Score Does NOT Consider
Credit reports contain a LOT of information about us. But, there
are many things that they
CANNOT report to lenders,
employers and more.
How Do I Correct Any
ERRORS Found On My Credit Report?
Sometimes companies can make mistakes which can be reflected
on your credit report. Here are
some tips on how to fix
credit report mistakes.
About Free Credit Reports
Some information about what
types of free credit reports are available to individuals.
Do Know Your Credit RIGHTS?
There are many things credit
reports could possibly report,
but our own individual rights can block them from being violated
in order to present people in the fairest manner.
What You Must Know About IDENTITY THEFT
Identity theft happens every day. Learn dome tips on how to
protect yourself.
|
Free Credit Scores and Reports Online
There are several ways in which a person can receive a free credit report in the U.S. One of the ways is by simply going to any of the three consumer reporting companies that offer a free credit report and requesting your free credit score and report by simply filling out their form at their website.
Another way would be through the FTC website where you may print a form, fill it out providing your name, address, date of birth and Social Security number, place it in an envelope and send the form to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 and wait for the reporting company’s response.
Other situations where individuals are granted free credit reports are in instances where they apply for and are denied credit, insurance or even employment. In this case, the person whose application had been denied will be provided a notice of the inquiry and action in regards to the inquiry and for 60 days are entitled to a free credit report from the consumer reporting company which will be revealed in the notice.
Also, if an individual is currently unemployed and plans to search for a job in the next 60 days or are currently on welfare, then they would be eligible to receive a free credit report.
Get Your Free Experian Credit Report and Score Now!
Your credit plays a major role in your everyday life. More now than ever before.
  Having good credit affects the way you will be able to make purchases, obtain financing, insurance and more. And keeping track of your credit score from one of the three reporting companies (Experian, Equifax and TransUnion) is imperitive.
These days, with the growing demand for good credit from lenders, it is important not only to manage your credit closely in order to get the things you want most in life, but also to keep an eye on others' potential fraudulent activities using YOUR credit. Get your Free Credit Report here.
Featured at My Credit Score Network!
|
|
Our Community 
