Credit cards cant be obtained by a 15 year old but you can get gift cards with money being deposited. Some places require signatures and IDs when you make purchases with those gift cards just as you would use an actual credit card.
But to be on your parent's credit card account, I believe you have to be a certain age (not sure), and you can be a carrier of their credit cards. But they will be financially responsible for all of your purchases.
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