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 What Exactly IS a FICO Score?
Lenders depend on them every
day, but do you know what it is about a FICO score that really matters?
What Does a FICO SCORE
Consist Of?
35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit
How Do I IMPROVE My
Credit Score?
Here are some tips on how
to help improve your FICO score.
What If I Had to File For Bankruptcy?
Bankruptcy on your credit
report? Tips on how to
help
improve your FICO score.
The Benefits of a FICO Score
There are many benefits to FICO scores that you should know of.
What a FICO Score
Does NOT Consider
Credit reports contain a LOT
of information about us.
How Do I Correct Any
ERRORS Found On My
Credit Report?
Sometimes companies can make mistakes which can be reflected
on your credit report.
About Free Credit Reports
Some information about what
types of free credit reports are
available to individuals.
Do Know Your Credit RIGHTS?
There are many things credit
reports could possibly report,
but we have rights.
What You Must Know
About IDENTITY THEFT
Identity theft happens every
day. Learn dome tips on
how to protect yourself.
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What's the best way get rid of credit card debt?
- Stop using credit cards
- Cut down on extraneous expenses such as second phone line, extreme DSL and so on
- Keep paying minimum payments on all cards while focusing on the credit card with the lowest balance as the one you are going to pay off first
- Cancel each credit card once you pay the balance off completely
- Reward yourself each time you pay off a balance completely
- Pay off all credit cards until you have one left standing. Keep this one as a safety net for emergency financing or making necessary payments online and so on
If you can get a low interest rate, possibly consider a consolidation loan. This is not the best option, but if the interest rate is substantially lower than what having all the credit card debt will be then speak with a debt counselor.
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