** Second Bankruptcy and Your Credit Report **

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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.		A Second (2nd) Bankruptcy and Your Credit Report This would all depend on what type pf bankruptcy occurred and within what time frame. Chapter 7 bankruptcies where nothing is repaid will take longer to “come off” of your credit report. Chapter 13 takes less time. Please refer to our section on bankruptcy and your credit for more details. However, remember that no one REALLY escapes all traces of a bankruptcy in the past. Credit scores can be improved and those who have been through a bankruptcy can get more loans, but it is usually requiring larger down payments and more.
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A Second (2nd) Bankruptcy and Your Credit Report