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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.	Declare Bankruptcy or Not? If you can avoid bankruptcy, it would be much better to avoid a bankruptcy. You will avoid all of the bad marks on a credit report and more. Try to see what type of debt counseling is available first. Also know that chapter 7 is different from chapter 13 where chapter 7 lasts much longer (about 10 years) as opposed to chapter 13 where you pay part of the debt back, but have it removed sooner. Also, lenders will be much more reluctant in their decisions in many cases when considering the factors of a bankruptcy. Also, liens and judgments which are considered public record will never be removed. Visit some of the sponsored sites we have selected here at our site from more info and speak to a professional about these matters before deciding on a bankruptcy if that is the case.
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