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Credit Score Reports What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters?

Credit Score Reports What Does a FICO SCORE Consist Of?

35% - Payment History

30% - Amounts Owed

15% - Length of Credit History

10% - New Credit

10% - Types of Credit

Credit Score Reports How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score.

Credit Score Reports What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score.

Credit Score Reports The Benefits of a FICO Score There are many benefits to FICO scores that you should know of.

Credit Score Reports What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us.

Credit Score Reports How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report.

Credit Score Reports About Free Credit Reports Some information about what types of free credit reports are available to individuals.

Credit Score Reports Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights.

Credit Score Reports What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.

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Credit Score and Credit Report
 

Opening Checking Account After Bankruptcy

First, try to avoid including any bank account you may have in a bankruptcy as this will place an inquiry on verifications systems such as ChexSystems which can cause a person going through a bankruptcy to have a hard time opening another bank account. Be sure to voice this concern to your attorney and see what they can do about this matter. Usually the verification system has a report from another bank that the person owes money and the person will end up having to contact the bank and ask them to request its removal. This situation can get really sticky. If this is not the case then opening another should be ok in most cases. In addition, maybe try smaller banks or credit unions that don’t use the verification system that has the inquiry on the one who cannot get an account opened. Of course this is opinion and one should consult an attorney on the matters at hand. Visit our other sponsors and link for more info.




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