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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.		Time Frame for Re-Applying for Credit Each inquiry on your credit report, when applying for new credit will be reported and can lower your credit score if too many inquiries exist on your credit file. However, if you are shopping around for a new car or mortgage loan, you are given around 30 days to get multiple inquiries which will most likely only show up as one single inquiry. If a person already has bad credit and they want to wait it out to see if the score will rise due to the fact that they have stopped inquiring and applying for credit constantly, a better route to take would probably be to find out what the problems are on the credit report and try to correct them accordingly.
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