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Credit Score Reports What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters?

Credit Score Reports What Does a FICO SCORE Consist Of?

35% - Payment History

30% - Amounts Owed

15% - Length of Credit History

10% - New Credit

10% - Types of Credit

Credit Score Reports How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score.

Credit Score Reports What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score.

Credit Score Reports The Benefits of a FICO Score There are many benefits to FICO scores that you should know of.

Credit Score Reports What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us.

Credit Score Reports How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report.

Credit Score Reports About Free Credit Reports Some information about what types of free credit reports are available to individuals.

Credit Score Reports Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights.

Credit Score Reports What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.

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Credit Score and Credit Report
 

Does Paying Car Off In CASH Help Improve Credit?

If a car is paid for in cash, it is not going to be reported to a credit reporting agency. The credit reporting agencies file items that have to do with loans and repayments thereof. It may be a good idea to take out a small loan on the car in order to pay SOMETHING off in order to build a good credit history so that one can have a much higher credit score and good marks on their credit report. Paying cash up front normally does not show at all on a credit report.

 




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