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Credit Score Reports What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters?

Credit Score Reports What Does a FICO SCORE Consist Of?

35% - Payment History

30% - Amounts Owed

15% - Length of Credit History

10% - New Credit

10% - Types of Credit

Credit Score Reports How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score.

Credit Score Reports What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score.

Credit Score Reports The Benefits of a FICO Score There are many benefits to FICO scores that you should know of.

Credit Score Reports What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us.

Credit Score Reports How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report.

Credit Score Reports About Free Credit Reports Some information about what types of free credit reports are available to individuals.

Credit Score Reports Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights.

Credit Score Reports What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.

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Credit Score and Credit Report
 

Renting an Apartment with BAD Credit

There are several ways a person with bad credit can improve their chances of getting a landlord to say “yes”. These are not guaranteed but good idea to keep in mind if this is your situation. First, try to get a co-signer. Never hurts. However, the co-signer will need to have excellent credit as they are the ones saying that they will make sure the rent is paid as it would ruin THEIR credit if nothing was paid. Second, offer to pay the highest deposit amount allowed in the state. That will get the landlord’s attention. Third, you can offer to pay several months in advance. By paying 4+ months in advance, you basically help guarantee that they will have SOME less risk as opposed to just going month to month. Finally, you MAY very well be able to allow another person all together to sign your lease FOR you. This may be difficult for you to find, but its not out of the question.




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