Unused or 'Emergency' Credit Card Accounts MAY Affect Your Credit Rating

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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.		Unused or 'Emergency' Credit Card Accounts MAY Affect Your Credit Rating Just having a card opened that is never really used will not do TOO terribly much for your credit score; however, if you keep it open and put a little something on it each month and pay it off each month it will show your good repayment of credit and THAT can increase your score simply because you are paying back what is owed while building a good, solid credit history.
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