** Correcting Changed Dates on Credit Report **

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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.	Correcting Changed Dates on Credit Report In some case, debt collectors or collection agencies may receive wrong information and may change a date on a credit report. If this accidentally occurs, then maybe a person would be well off to dispute the item with their credit reporting company. With a more recent date on your credit report, it will reflect very negatively on your credit report as it will appear as more recent. So as mentioned earlier, you should always be sure items are correct on your credit report because mistakes DO happen. Just send out a dispute letter with a photo copy of the disputed item(s) along with proof on the actual date(s) and the credit reporting companies will do their own investigation on the wrong information provided and will help remedy any potential errors on your credit report.
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