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WebNetworksLIVE.com What Exactly IS a FICO Score?
Lenders depend on them every
day, but do you know what it is about a FICO score that really matters?

WebNetworksLIVE.com What Does a FICO SCORE Consist Of?

35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit

WebNetworksLIVE.com How Do I IMPROVE My
Credit Score?

Here are some tips on how
to help improve your FICO score.

WebNetworksLIVE.com What If I Had to File For Bankruptcy?
Bankruptcy on your credit
report? Tips on how to help
improve your FICO score.

WebNetworksLIVE.com The Benefits of a FICO Score
There are many benefits to FICO scores that you should know of.

WebNetworksLIVE.com What a FICO Score
Does NOT Consider

Credit reports contain a LOT
of information about us.

WebNetworksLIVE.com How Do I Correct Any
ERRORS Found On My
Credit Report?

Sometimes companies can make mistakes which can be reflected
on your credit report.

WebNetworksLIVE.com About Free Credit Reports
Some information about what
types of free credit reports are
available to individuals.

WebNetworksLIVE.com Do Know Your Credit RIGHTS?
There are many things credit
reports could possibly report,
but we have rights.

WebNetworksLIVE.com What You Must Know
About IDENTITY THEFT

Identity theft happens every
day. Learn dome tips on
how to protect yourself.

Read More

Get Equifax Credit Watch

Disputing Item on Credit Report After Collection Agency Closed

If a collection agency is now closed and once had your balance, then you can file a dispute to your credit reporting company about the item on your credit report. What will happen is the credit reporting company will do an investigation regarding your dispute and if the collection agency is closed and they get no response from the collection agency after 30 days, they will most likely remove the item from your credit report altogether. So in the situation where a collection agency has gone out of business, contact the credit reporting companies through a dispute on the item to all of the credit reporting companies with a written letter with your information and photocopies of the documents with the items you want removed from your credit report.




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