** Length of Time Items May Stay on YOUR Credit Report **

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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.	Length of Time Items May Stay on YOUR Credit Report According to the Fair Credit Reporting Act, most items will remain on your credit report for at least 7 years. Some bankruptcy information may stay on your credit report for at least 10 years. If there is ever a court ordered judgment or unpaid balances from a lawsuit against you then it may remain reported on your credit report for at least 7 year or the length of the statute of limitations. Usually it is the longer period of the two that affects you credit report. There are also some items which are not removed from credit reports such as applications for loans for amounts over $150,000 as well as salaries of over $75,000 and any convictions criminally that may be present against an individual. For more information please refer to the many items we have selected for you here at the site.
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