** What a Credit Reporting Company (aka CRA) IS **

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What Exactly IS a FICO Score? Lenders depend on them every day, but do you know what it is about a FICO score that really matters? What Does a FICO SCORE Consist Of? 35% - Payment History 30% - Amounts Owed 15% - Length of Credit History 10% - New Credit 10% - Types of Credit How Do I IMPROVE My Credit Score? Here are some tips on how to help improve your FICO score. What If I Had to File For Bankruptcy? Bankruptcy on your credit report? Tips on how to help improve your FICO score. The Benefits of a FICO Score There are many benefits to FICO scores that you should know of. What a FICO Score Does NOT Consider Credit reports contain a LOT of information about us. How Do I Correct Any ERRORS Found On My Credit Report? Sometimes companies can make mistakes which can be reflected on your credit report. About Free Credit Reports Some information about what types of free credit reports are available to individuals. Do Know Your Credit RIGHTS? There are many things credit reports could possibly report, but we have rights. What You Must Know About IDENTITY THEFT Identity theft happens every day. Learn dome tips on how to protect yourself.		What a Credit Reporting Company (aka CRA) IS A credit reporting agency, or CRA, is a company that collects information that can affect your credit situation in regards to such things as bankruptcy, criminal record, lawsuits and more. The credit reporting agency sells this information about you to lenders, employers, insurance companies and more in the form of a credit report. For more information on credit reports and credit reporting companies please visit the Experian or other sponsor we have listed here at our site and they will be happy to assist you with further questions that we may not have here at the site.
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