What your FICO Credit Report Score Consists Of

10% - New Credit Inquiries

This section reviews the number of new credit inquiries or new credit that has been obtained and/or applied for, such as new credit cards, car loans, mortgages and so on, as well as any repaired credit or re-established credit for those who have made an improvement on their credit score after their credit score had dropped due to past delinquent account activity. The main contributing factors when considering new credit that has been applied for and/or established are the time since the account(s) had been established as well as the specific type of account that had been applied for or inquired upon.

Your FICO credit score consists of five different categories of items that help determine what your credit score will be. These five categories consist of:

Please Select from following:

35% - Payment History
30% - Amounts Owed
15% - Length of Credit History
10% - New Credit
10% - Types of Credit